Legal Information

Terms of Use

HP Insurance and Financial Services shall not be held responsible for any injury, loss, expense or damage of any kind whatsoever suffered or incurred by any person who accesses or uses this website (‘the User’) as a result of the User accessing this website, utilizing any service offered on this website or relying on any information contained on this website for any reason whatsoever including but not limited to any injury, loss or damage suffered as a result of:

  1. Errors or discrepancies in the information provided
  2. Any unauthorized access of this website by third parties
  3. Any failure or unavailability of any of HP Insurance and Financial Services’s facilities or systems, or any third parties’ facilities or systems, resulting in the inability to access this website or process any transaction referred to or offered on this website
  4. any alteration, modification, upgrade or update of this website or any technology, hardware or software modification that may form part of this website.

The User hereby indemnifies HP Insurance and Financial Services against any demand, claim or action against HP Insurance and Financial Services relating to or in connection with the User’s use or accessing of this website whether directly or indirectly for any reason whatsoever.

HP Insurance and Financial Services reserves the right in its absolute discretion to alter, modify, upgrade, update, suspend or withdraw this website or any part hereof at any time.

Unless expressly stated to the contrary HP Insurance and Financial Services owns the intellectual property rights in and to this website and the unauthorized use hereof is expressly prohibited.


All content of this Internet site is owned or controlled by HP Insurance and Financial Services and is protected by copyright laws. You may download content only for your personal use for non-commercial purposes but no modification or further reproduction of the content is permitted. The content may otherwise not be copied or used in any way.


Note: Please read our privacy statement for a comprehensive discussion of privacy issues relating to your use of this website.

Your privacy is very important to HP Insurance and Financial Services and therefore any information that you provide to us is stored on a secure server.

The site makes use of ‘cookies’ to minimize the possibility of unauthorized access to and disclosure of your personal information.

HP Insurance and Financial Services may use your information to contact you about promotions and special offers. You are entitled, at any stage, to opt out of this service.

HP Insurance and Financial Services may disclose personal information in response to a specific request by a law enforcement agency, subpoena, court order, or as required by law.


Where the provision of a product of insurance might be recommended, desired, or otherwise mandated by regulation, such insurance will be provided by HP Insurance and Financial Services, a duly licensed life insurance brokerage in the province of Ontario, and its similarly licensed agents and/or brokers, and/or any agency/brokerage that HP Insurance and Financial Services might contract in provinces other than Ontario.