Harris Pleet – Life & Health Insurance Advisor

What is a Private Health Services Plan?

Whether you are a sole proprietor, small business, or incorporated company, with PHSP you can offer your employees a comprehensive, non-taxable medical benefits package — and deduct 100% of the resulting expenses from your business income.  

How does it work?

Your company contracts with the PHSP administrator to pay tax-deductible expenses not covered by basic health and dental group insurance plans. Funded or non-funded plans can be accommodated. The reimbursement process is simple and painless.read more

Harris Pleet, CLU, CHS

Life Licensed in Ontario, British Columbia and New Brunswick As an advisor in investment and insurance products and services, I work with people to help them identify their financial needs and assist them to establish a plan to achieve their immediate and long-term goals. I get to know how my clients wish to live their lives, and develop financial strategies — wealth accumulation and preservation as well as estate and retirement planning — to help them realize those dreams. I create a personalized financial plan for all my clients (via a comprehensive needs analysis) so that they can realize their financial independence and security.
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Recent Blog Posts

  • Cancelling A Life Insurance Policy Estimated reading time is 60 seconds. Have you thought about cancelling your insurance policy to have some extra money available to pay bills? People cancel policies all the time without realizing they are putting their family in financial risk. Yet when we look at our TV bill, we have all the movie networks, the sports channels, and of course, the family channel for the kids. When thinking about the cost of cable packages today, you… Continue Reading
  • Why Do I Need Life Insurance If you have dependents and are uninsured, they may experience substantial, perhaps catastrophic, financial difficulties upon your passing. This is particularly true if you have a mortgage or other substantial debt. If you are insured, they’ll be protected against financial disaster…and you’ll sleep better at night. There are two main categories of life insurance: Term life insurance Term life insurance is, as the name suggests, temporary. You may wish to be insured until retirement, or… Continue Reading