Critical Illness Insurance

A sudden diagnosis of heart disease, cancer, stroke or other critical conditions will change your financial priorities in a heartbeat.

Medical treatments are often costly, or even experimental – or maybe even only available abroad. If you need to alter your lifestyle according to your changing abilities, or settle your affairs, or just take a vacation, you’d better be prepared.

Critical illness insurance highlights

· 100% of your money back if you stay healthy

· Coverage for over 20 common critical conditions

· Spend your lump-sum benefit on anything you choose

· Best Doctors or other similar Care Management Services at no extra charge

· Rate banding to keep higher benefit amounts affordable

· Up to $2,000,000 in coverage

Critical illness insurance provides a lump-sum benefit upon the diagnosis of a defined critical condition which can be used for whatever purpose you choose.

Critical illness insurance can be understood as an investment in protection against an uncertain future. The following statistics speak for themselves:

  • 1 in 9 women will develop breast cancer
  • 1 in 21 women will develop lung cancer
  • 1 in 8 men will develop prostate cancer
  • 1 in 11 men will develop lung cancer
  • 1 in 3 will develop a form of life threatening cancer
  • 3 of 4 families will be affected by cancer
  • 30% of those with cancer are completely cured
  • 1 in 2 will contract some form of heart disease
  • 95% of heart attack victims survive the first attack
  • 1 in 20 run the risk of having a stroke before age 70
  • 75% of stroke victims survive the first stroke
  • 1 in 4 will develop kidney disease

Sources: Heart and Stroke Foundation, 2004
National Cancer Institute of Canada – Canadian Cancer Statistics, 2004

» Get a fast, free quote on critical illness insurance


Online Services

Do you have a question about life insurance? Ask away and I'll reply promptly.

    For security reasons, please contact us by phone when sharing any personal or confidential information. Emails are not considered a secure means of transmitting information.

    Your Name (required)

    Your Email (required)

    Your Question


    Harris Pleet with David Grossman and Howard Kamin on KioskToronto
    Harris Pleet: Why Get Mortgage Insurance?
    Why Get Critical Care Insurance for Self-Employed Single Parents
    The Heart of Employee Investment Optimization
    Dumb Ways To Die
    Manulife: The Call
    Maddock Douglas Reverse Lottery
    Canada Protection Plan
    Canada Protection Plan


    Raymond L. Winer
    (416) 636-7500

    Ivan Yakovlev AMP
    (416) 721-4223

    Sukhi Dhillon Alberga
    (647) 545-9062

    Mia Morvai LLB
    (416) 500-5620

    Dee Paul
    Sales Representative – I Pro Realty

    I Pro Realty 
    276 Danforth M4K 1N6

    Andy Hall
    Associate Broker – Mitchell Sandham
    905-683-4549 ext 201
    13-467 Westney Road South
    Ajax, Ontario L1S 6V8